OTO Capital

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Their Story

OTO Capital is redefining the $30Bn Vehicle Ownership market in India by providing the most affordable financing and flexible option to own it.

With OTO, a customer can walk into a showroom and take car home within 30 minutes paying an initial amount of as low as $300 and pays up to 30% low monthly payment with an option to upgrade or own it at the end of tenure.

OTO leverages car usage pattern, strong data analytics, and real-time market inputs to determine the accurate residual value, ensuring our OTO Monthly Installments (OMI's) are lower than any other financing option.

With its irresistible financing plans and seasoned founding team, OTO is becoming the fastest growing alternative to vehicle loans in India.

  • Company Founded: 2018
  • Founder: Sumit Chhazed & Harsh Saruparia
  • Co-Investor: Prime Ventures, Venture Catalysts & Marquee Angels